GoKapital is committed to helping entrepreneurs find business funding quickly and easily through a transparent application process. We pride ourselves on servicing our clients with integrity, excellence, and genuine concern for your commercial success.
Our team consists of seasoned professionals with diverse backgrounds in finance, technology, and entrepreneurship who understand what it means to manage a business. This is why we recognize how important it is for you to be able to find business funding easily and quickly.
As the backbone of the American economy, small businesses deserve the chance to compete in today’s economy by acquiring the capital needed to successfully grow.
PROVIDING QUICK BUSINESS LOANS FROM $20K TO $5M
Small Business Lending
Whether you’ve been in business for years or are just starting out, running a successful company requires capital.
Merchant Cash Advance
Any business owner that needs capital right now can apply for a Merchant Cash Advance with GoKapital and get a lump sum upfront.
Business Line of Credit
With a Line of Credit (LOC) from GoKapital, your business can have access to the capital it needs at any time.
Hard Money Fix & Flip Loans
Hard Money Loans For Real Estate Investors. Real estate investment loan programs – quick closings and competitive rates.
Commercial Property Mortgages
Financing for commercial properties is available in all 50 states, with terms ranging anywhere from 1 to 30 years.
Equipment Leasing & Financing
Loans for New and Used Business Equipment financing helps you grow your business while preserving much-needed capital.
Why choose a fix and flip hard money loan?
If you’re a real estate investor and need funding for flipping properties, GoKapital can help finance up to 80% of the purchase price and up to 100% of the rehab funds. Funding is available nationwide, with minimum loan amounts of $150,000 and rates starting at 6%. Our private hard money money loans can close quickly and with minimal documentation. Do you already own property and want to use the equity for a hard money loan? GoKapital also offers cashout refinancing for investment or commercial properties nationwide. Benefits of our hard money loan terms include:
- LTVs 60% to 80% (based on purchase price for an acquisition, and based on market value for a refinance)
- Terms from 1-25 Years (longer terms for rental investment properties or commercial properties)
- Interest rates from 6%-14%
- Minimal documentation and quick closing
- No minimum credit score needed
- Foreign nationals qualify
- Property types eligible: single family investment home, mixed-use, commercial (retail, office, warehouse, industrial, etc.), vacant land and more
Quick & Easy
We can do the same for your business. No hidden charges, no extra fees, & no delays.
QUICK BUSINESS LOANS FROM $20,000 TO $5,000,000.
1. We are proud to provide clients with an easier way to get a quick business loan. We work with entrepreneurs in all industries to help grow their business with commercial lending options that are much more accessible than a traditional bank.
2. At GoKapital, we believe everyone deserves the opportunity to be a business owner. That’s why we offer loans to businesses owned by women, Latinos, and veterans. These loans are designed to support the ever-growing market of minority-owned business.
3. If you’re interested in fast business funding through GoKapital, you can use our easy online application tool to get the process started. With traditional bank lending being nearly unattainable to the SME market, we offer a variety of funding options, including lines of credit, merchant cash of advances, equipment leasing, unsecured business loans, real estate investment loans, invoice factoring, commercial mortgages, and more.
Loan programs for all types of industries
Business Loans
GoKapital offers a wide variety of business loan programs for all types of industries. We understand that easy access to capital is vital for day-to-day operations & for expansion. Whether you’re looking to purchase equipment, invest in marketing, or take on new projects, GoKapital makes the business lending process fast & simple.
Business Cash Advance
If you need quick access working capital & generate at least $20,000 in monthly revenue via credit card processing transactions, a GoKapital merchant cash advance may be the best option for you. It adjusts itself to the performance of your business (pay a small % of daily card sales) & it doesn’t require you to switch your processing company.
Business Line of Credit
Having access to working capital when you need is important when running a business. GoKapital offers revolving business lines of credit. Once you have a pre-approved limit, you can access funds at any time and only pay interest on the line of credit used. Benefit from monthly payments, a quick application process, and building business credit history.
Revenue-Based Business Loan
Do you need funds within 24 hours with minimal paperwork? As long as your business has a minimum of 4 months of operation & generates a minimum average of $20K in bank deposits, you can be approved for up to 150% of your average monthly revenue. No minimum credit score required. Available in all 50 states, Canada, & Puerto Rico.