SoFi’s mission is to help people reach financial independence to realize their ambitions.
And financial independence doesn’t just mean being rich—it means getting to a point where your money works for the life you want to live.
Everything we do is geared toward helping our members get their money right. We’re constantly innovating and building ways to give our members what they need to make that happen.
Not a bank—in a good way.
While we do offer many of the same products and services as traditional financial institutions, SoFi is not a bank. We’re still held to high regulatory and compliance standards—and have teams across the company dedicated to protecting our members’ money and information.
Low rates. No fees. Personal loans made easy.
Fixed personal loan rates range from 5.99% APR to 18.28% (with AutoPay).5 Get $10 when you check your rate (with no effect to your credit score). Valid through 11/30/20.
Pay off credit cards or invest in home improvements.
Are you paying more than 20% interest on your credit cards? SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.
Rest in peace, fees.
Widely known fact: fees are annoying and people hate them. That’s why our personal loans are 100% completely fee-free. That means there are absolutely no fees and no shady hidden fees. You only pay interest. No origination fees.
- No origination fees.
- No pre-payment fees.
- No late fees.
Focus less on your budget—and more on building your dream.
Renovating your home is one of the most efficient ways to grow the value of your property. With SoFi, you can finance any home project without having to put your home on the line. From small kitchen additions to needed repairs to major renovations, a low-rate, unsecured loan from SoFi can help you get it done.
Why SoFi for your home improvement project?
Quick Process
Average online approval to funding is seven days so you can get started sooner.
Fixed Payments
Fixed rate payments keep your budget manageable and your project on schedule.
Keep Home Equity
No Collateral—Using an unsecured loan means your home equity is not on the line.
Absolutely No Fees
With SoFi, there are no surprises, or hidden fees. What you see is what you get.
From remodeling to repairing to renovating—SoFi’s got you covered.
From remodeling to repairing to renovating—SoFi’s got you covered. Home equity loans (HELOCs) may only cover a handful of projects and can even require an appraiser before you even get approved. With SoFi, you can use the money for whatever your dream home demands.
