We offer a personal funding program that can be delivered as early as 10 days. This isn’t your normal apply for credit and get a few thousand dollars; we are talking about $20,000 to $250,000 in credit lines that are secured by absolutely nothing but your personal credit.
Program Highlights
No need to give up a percentage of your business or profits to a credit partner or lender.
Funds are completely unsecured.
Lines are approved off Personal credit ONLY.
No term or payoff due date on revolving lines.
Funds may be used for anything!
We can fund a client with a 680 credit score – lower if there is military affiliation.
No income documentation is required.
Low monthly payments.
Many banks offer 0% APR for 12-18 months.
Why do clients choose to use our service over applying on their own?
It’s the knowledge and the bank relationships we have that make accumulative funding possible, not the actual task of completing the applications.
We know exactly what cards to apply for and specifically in what order to avoid declines and unnecessary inquiries. We know which banks use which servicing companies and their exact guidelines, guidelines they don’t advertise to the public.
When clients attempt to get high limit funding on their own, they end up with lower limits, less approvals, more inquiries, and more shut down lines.
• We have back-end information/credit requirements that are not available to the public.
• We know which cities and states each financial institution will lend to (not all banks lend in all areas).
• We know how many inquiries each financial institution will allow. If you have even just one more inquiry than they allow (even with an 800-credit score) you will be declined.
• Because of the inquiry sensitivity, we know in which order each app needs to be submitted first.
• We also know which banks run a soft credit pull (one that doesn’t show on credit).
• We know exactly what banks match your credit profile (how many open revolving accounts required, balance ratios, etc.).
Our Fees:
- No Upfront Fees
- No Application Fees
- One Time Backend Success Fee of 12%
FUNDING PROCESS
We provide quotes based off our experience. All we need for a quote is a 3-bureau credit report. We accept CreditCheckTotal.com or Equifax.com reports. Quotes are provided within 48 hours. Once client turns in their Submission Package (app, contract, dl, ss card, utility bill), file will go into file prep status. We have a 24 hour prep time prior to bank submission.
Client will be contacted by email and phone by their assign Account Manager. The call will cover all the details of the process. We will not submit to banks until this call is complete. Approvals take anywhere from 1 hour to 10 days, depending on if they come back automated or go to a pending status.
Once each card is approved it is shipped and received within 2-10 business days. Our service fee is due within 24 hours of receipt of each approved credit line. Some credit lines do offer a 0% APR for the first year. If client needs to liquidate funds, we can provide tips but cannot do this for them. We also do not guarantee that any/or all lines may be liquidated.
